(金額単位:百万円)
みちのく銀行 | |||||||
2021年 3月期 |
2022年 3月期 |
対前期比(金額) | 対前期比(比率) | 2023年 3月期 |
対前期比(金額) | 対前期比(比率) | |
預金量 | 2,110,005 | 2,156,414 | 46,409 | 102.20% | 2,156,190 | -224 | 99.99% |
有価証券残高 | 185,510 | 215,063 | 29,553 | 115.93% | 209,837 | -5,226 | 97.57% |
預証率 | 8.79% | 9.97% | 1.18% | 113.44% | 9.73% | -0.24% | 97.58% |
貸出金残高 | 1,721,230 | 1,724,917 | 3,687 | 100.21% | 1,765,111 | 40,194 | 102.33% |
預貸率 | 81.6% | 79.99% | -1.58% | 98.06% | 81.86% | 1.87% | 102.34% |
一般貸倒引当金 | 5,777 | 5,190 | -587 | 89.84% | 2,951 | -2,239 | 56.86% |
個別貸倒引当金 | 6,383 | 5,028 | -1,355 | 78.77% | 9,504 | 4,476 | 189.02% |
金融再生法開示債権 | 25,142 | 23,989 | -1,153 | 95.41% | 37,613 | 13,624 | 156.79% |
不良債権比率 | 1.46% | 1.36% | -0.10% | 93.11% | 2.09% | 0.73% | 153.35% |
消費者ローン等残高 | 615,439 | 633,142 | 17,703 | 102.88% | 643,918 | 10,776 | 101.70% |
住宅ローン残高 | 548,137 | 564,348 | 16,211 | 102.96% | 574,132 | 9,784 | 101.73% |
中小企業等貸出金比率 | 67.19% | 68.82% | 1.63% | 102.43% | 66.88% | -1.94% | 97.18% |
総資産 | 2,357,586 | 2,424,249 | 66,663 | 102.83% | 2,362,678 | -61,571 | 97.46% |
純資産 | 85,695 | 83,871 | -1,824 | 97.87% | 81,516 | -2,355 | 97.19% |
自己資本比率 | 7.70% | 7.93% | 0.23% | 102.99% | 8.09% | 0.16% | 102.02% |
経常収益 | – | 31,876 | – | – | 30,273 | -1,603 | 94.97% |
業務粗利益 | – | 21,523 | – | – | 23,791 | 2,268 | 110.54% |
経費 | 20,004 | 19,046 | -958 | 95.21% | 18,772 | -274 | 98.56% |
OHR(経費率) | – | 88.49% | – | – | 78.90% | -9.59% | 89.17% |
業務純益 | 2,809 | 2,476 | -333 | 88.15% | 7,257 | 4,781 | 293.09% |
経常利益 | 2,001 | 2,584 | 583 | 129.14% | 918 | -1,666 | 35.53% |
当期純利益 | 1,929 | 2,505 | 576 | 129.86% | 6 | -2,499 | 0.24% |
ROA(総資産利益率) | 0.08% | 0.10% | 0.02% | 126.29% | 0.00% | -0.10% | 0.25% |
ROE(自己資本利益率) | 2.25% | 2.99% | 0.74% | 132.68% | 0.01% | -2.98% | 0.25% |
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