(金額単位:百万円)
北陸銀行 | |||||||
2021年 3月期 |
2022年 3月期 |
対前期比(金額) | 対前期比(比率) | 2023年 3月期 |
対前期比(金額) | 対前期比(比率) | |
預金量 | 7,277,058 | 7,462,202 | 185,144 | 102.54% | 7,611,273 | 149,071 | 102.00% |
有価証券残高 | 1,268,165 | 1,294,377 | 26,212 | 102.07% | 1,185,438 | -108,939 | 91.58% |
預証率 | 17.43% | 17.35% | -0.08% | 99.53% | 15.57% | -1.77% | 89.79% |
貸出金残高 | 5,033,384 | 5,061,661 | 28,277 | 100.56% | 5,186,353 | 124,692 | 102.46% |
預貸率 | 69.17% | 67.83% | -1.34% | 98.07% | 68.14% | 0.31% | 100.46% |
一般貸倒引当金 | 8,315 | 12,728 | 4,413 | 153.07% | 10,248 | -2,480 | 80.52% |
個別貸倒引当金 | 25,016 | 27,799 | 2,783 | 111.12% | 29,063 | 1,264 | 104.55% |
金融再生法開示債権 | 114,594 | 136,391 | 21,797 | 119.02% | 141,308 | 4,917 | 103.61% |
不良債権比率 | 2.28% | 2.64% | 0.36% | 115.96% | 2.67% | 0.03% | 101.14% |
消費者ローン等残高 | 1,426,702 | 1,502,779 | 76,077 | 105.33% | 1,547,365 | 44,586 | 102.97% |
住宅ローン残高 | 1,368,492 | 1,448,796 | 80,304 | 105.87% | 1,494,979 | 46,183 | 103.19% |
中小企業等貸出金比率 | 66.37% | 66.46% | 0.09% | 100.14% | 65.87% | -0.59% | 99.11% |
総資産 | 9,857,292 | 10,178,190 | 320,898 | 103.26% | 9,477,305 | -700,885 | 93.11% |
純資産 | 384,170 | 369,606 | -14,564 | 96.21% | 369,917 | 311 | 100.08% |
自己資本比率 | 9.14% | 9.31% | 0.17% | 101.86% | 9.06% | -0.25% | 97.31% |
経常収益 | – | 88,998 | – | – | 97,217 | 8,219 | 109.24% |
業務粗利益 | – | 66,385 | – | – | 54,683 | -11,702 | 82.37% |
経費 | 43,903 | 41,700 | -2,203 | 94.98% | 39,467 | -2,233 | 94.65% |
OHR(経費率) | – | 62.82% | – | – | 72.17% | 9.36% | 114.90% |
業務純益 | 22,973 | 20,271 | -2,702 | 88.24% | 17,696 | -2,575 | 87.30% |
経常利益 | 20,515 | 20,910 | 395 | 101.93% | 14,532 | -6,378 | 69.50% |
当期純利益 | 14,297 | 13,102 | -1,195 | 91.64% | 14,314 | 1,212 | 109.25% |
ROA(総資産利益率) | 0.15% | 0.13% | -0.02% | 88.75% | 0.15% | 0.02% | 117.33% |
ROE(自己資本利益率) | 3.72% | 3.54% | -0.18% | 95.25% | 3.87% | 0.32% | 109.16% |
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