(金額単位:百万円)
山陰合同銀行 | |||||||
2021年 3月期 |
2022年 3月期 |
対前期比(金額) | 対前期比(比率) | 2023年 3月期 |
対前期比(金額) | 対前期比(比率) | |
預金量 | 4,452,312 | 4,885,533 | 433,221 | 109.73% | 5,519,938 | 634,405 | 112.99% |
有価証券残高 | 1,809,181 | 1,928,882 | 119,701 | 106.62% | 1,559,753 | -369,129 | 80.86% |
預証率 | 40.63% | 39.48% | -1.15% | 97.16% | 28.26% | -11.22% | 71.57% |
貸出金残高 | 3,583,995 | 3,933,541 | 349,546 | 109.75% | 4,343,479 | 409,938 | 110.42% |
預貸率 | 80.50% | 80.51% | 0.02% | 100.02% | 78.69% | -1.83% | 97.73% |
一般貸倒引当金 | 21,095 | 19,669 | -1,426 | 93.24% | 19,559 | -110 | 99.44% |
個別貸倒引当金 | 21,095 | 22,358 | 1,263 | 105.99% | 20,823 | -1,535 | 93.13% |
金融再生法開示債権 | 61,568 | 66,995 | 5,427 | 108.81% | 61,002 | -5,993 | 91.05% |
不良債権比率 | 1.72% | 1.65% | -0.07% | 96.05% | 1.36% | -0.29% | 82.42% |
消費者ローン等残高 | 864,056 | 962,631 | 98,575 | 111.41% | 1,117,812 | 155,181 | 116.12% |
住宅ローン残高 | 761,003 | 851,749 | 90,746 | 111.92% | 999,467 | 147,718 | 117.34% |
中小企業等貸出金比率 | 70.27% | 70.97% | 0.70% | 101.00% | 72.25% | 1.28% | 101.80% |
総資産 | 6,356,422 | 6,752,805 | 396,383 | 106.24% | 6,850,754 | 97,949 | 101.45% |
純資産 | 367,242 | 339,723 | -27,519 | 92.51% | 297,128 | -42,595 | 87.46% |
自己資本比率 | 11.97% | 10.92% | -1.05% | 91.23% | 12.11% | 1.19% | 110.90% |
経常収益 | – | 78,367 | – | – | 96,343 | 17,976 | 122.94% |
業務粗利益 | – | 58,761 | – | – | 55,912 | -2,849 | 95.15% |
経費 | 37,129 | 37,504 | 375 | 101.01% | 37,060 | -444 | 98.82% |
OHR(経費率) | – | 63.82% | – | – | 66.28% | 2.46% | 103.85% |
業務純益 | 19,137 | 22,683 | 3,546 | 118.53% | 18,961 | -3,722 | 83.59% |
経常利益 | 13,891 | 20,346 | 6,455 | 146.47% | 21,017 | 671 | 103.30% |
当期純利益 | 8,325 | 14,222 | 5,897 | 170.83% | 14,517 | 295 | 102.07% |
ROA(総資産利益率) | 0.13% | 0.21% | 0.08% | 160.81% | 0.21% | 0.00% | 100.61% |
ROE(自己資本利益率) | 2.27% | 4.19% | 1.92% | 184.67% | 4.89% | 0.70% | 116.71% |
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