(金額単位:百万円)
荘内銀行 | |||||||
2021年 3月期 |
2022年 3月期 |
対前期比(金額) | 対前期比(比率) | 2023年 3月期 |
対前期比(金額) | 対前期比(比率) | |
預金量 | 1,262,562 | 1,297,919 | 35,357 | 102.80% | 1,306,463 | 8,544 | 100.66% |
有価証券残高 | 397,258 | 343,309 | -53,949 | 86.42% | 331,912 | -11,397 | 96.68% |
預証率 | 31.46% | 26.45% | -5.01% | 84.07% | 25.41% | -1.05% | 96.05% |
貸出金残高 | 870,494 | 854,611 | -15,883 | 98.18% | 948,205 | 93,594 | 110.95% |
預貸率 | 68.95% | 65.84% | -3.10% | 95.50% | 72.58% | 6.73% | 110.23% |
一般貸倒引当金 | 1,308 | 1,347 | 39 | 102.98% | 1,566 | 219 | 116.26% |
個別貸倒引当金 | 5,581 | 5,712 | 131 | 102.35% | 5,455 | -257 | 95.50% |
金融再生法開示債権 | 19,663 | 18,830 | -833 | 95.76% | 21,022 | 2,192 | 111.64% |
不良債権比率 | 2.26% | 2.14% | -0.12% | 94.74% | 2.16% | 0.02% | 100.93% |
消費者ローン等残高 | 375,965 | 352,514 | -23,451 | 93.76% | 328,300 | -24,214 | 93.13% |
住宅ローン残高 | 348,572 | 327,136 | -21,436 | 93.85% | 304,431 | -22,705 | 93.06% |
中小企業等貸出金比率 | 74.51% | 72.18% | -2.33% | 96.87% | 65.54% | -6.64% | 90.80% |
総資産 | 1,672,793 | 1,684,296 | 11,503 | 100.69% | 1,490,048 | -194,248 | 88.47% |
純資産 | 67,725 | 64,460 | -3,265 | 95.18% | 58,581 | -5,879 | 90.88% |
自己資本比率 | 9.75% | 10.21% | 0.46% | 104.72% | 10.57% | 0.36% | 103.53% |
経常収益 | – | 23,932 | – | – | 24,376 | 444 | 101.86% |
業務粗利益 | – | 16,028 | – | – | 14,153 | -1,875 | 88.30% |
経費 | 13,041 | 12,275 | -766 | 94.13% | 11,548 | -727 | 94.08% |
OHR(経費率) | – | 76.58% | – | – | 81.59% | 5.01% | 106.54% |
業務純益 | 4,494 | 3,713 | -781 | 82.62% | 2,385 | -1,328 | 64.23% |
経常利益 | 3,849 | 3,467 | -382 | 90.08% | 2,390 | -1,077 | 68.94% |
当期純利益 | 1,566 | 1,557 | -9 | 99.43% | 1,630 | 73 | 104.69% |
ROA(総資産利益率) | 0.09% | 0.09% | 0.00% | 98.75% | 0.11% | 0.02% | 118.34% |
ROE(自己資本利益率) | 2.31% | 2.42% | 0.10% | 104.46% | 2.78% | 0.37% | 115.19% |
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